The Associated Press’ Justin Pope reports that “A little debt may be good for students.”  “To pay for college and minimize borrowing, students are working longer hours at jobs and taking fewer credits.  They’re less likely to enroll full-time.  They’re living at home.  The’re ‘trading down’ to less selective institutions…”  The upside of borrowing is that students who borrow for college are able to attend full time and are more likely to complete than those who don’t borrow.